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Get a Copy of Your Credit Report Part 1

As noted earlier, it’s a good idea to get a copy of your own credit report in advance of applying for a mortgage. That way you get to see what the lender will see and prepare for it. You are allowed to obtain one free copy of your credit report from each of the big three reporting agencies each year. [Read more…]

Take Care of Your Personal Car

honda CRZToday many people have vehicle such as motorcycle, car, van, etc. Having their own vehicles, they can go to others places easily. In many cases driving or riding our vehicle will be more efficient than using public transportation. We don’t need to wait for the bus or the train. We can leave whenever we want to go. We don’t need to be in a crowded bus or train. We can drive our car comfortably. [Read more…]

Bad Credit Factors that usually Cannot Be Removed

• Filed bankruptcies

• Recorded legitimate foreclosures

• Late or missed payments

• Any kind of loan default [Read more…]